Asset Management
Asset Management caters to those clients wishing to entrust investment decisions to professional managers or to those who want to be guided by professional managers but prefer to take the final decision themselves.
UBI Banca International can rely upon the UBI Banca Group for investment analysis and guidelines. One specialised team at UBI Pramerica analyses markets and uses this analysis to select individual stocks and bonds. Another team, AWA, has developped a quantitative model to generate an optimal relation between risk and expected return. Both teams combined will generate a portfolio combination that is optimised within a given risk profile.
Clients chosing the discretionary management will have their portfolio managed within the chosen risk profile, clients preferring the advisory management will have their portfolio compared to the selected risk profile.
With the help of their relationship manager, a customer can select the profile that better suits his needs amongst the pre-defined profiles here below, or design an individually tailored solution. A customer can also specify whether alternative (hedge) funds should be used or not :
- Conservative or Conservative Plus (with alternative/hedge funds)
- Balanced or Balanced Plus
- Dynamic or Dynamic Plus
- Combo and Combo Defensive (a combination of fixed income investments and alternative/hedged funds).
Discretionary management is offered through Fund Accounts starting from € 250.000; while individual lines and stock picking are provided starting from € 500.000.
Advisory management is offered starting from € 250.000.